An insurance homeowners policy helps cover property damage from fire, lightning, windstorms, hail, explosions, smoke, vandalism, and many types of theft. If you are forced out of your property due to covered damage, your homeowner’s coverage may also help pay for additional living expenses (such as a hotel) while the repairs are being made.
Additional Homeowners Coverage Options
Be sure to ask your agent about these additional coverage options, available with a home insurance policy: